The hottest mortgage sales helped Jiugong Changzho

Mortgage sales helped Jiugong Changzhou achieve double sales

mortgage sales helped Jiugong Changzhou achieve double sales

China Construction machinery information

Guide: at about 5 p.m. on March 18, the president of Dongtai branch of Chouzhou rural bank, Zuo Zhili, met with the heads of risk management department and development department who had just returned from Changzhou investigation, Changzhou Limai Construction Machinery Co., Ltd. is the agent of Changzhou Jiugong Heavy Machinery Co., Ltd. to sell construction machinery and give a mortgage

Jiugong Heavy Machinery Co., Ltd. is one of the ten large-scale backbone enterprises cultivated by our city. Due to the large investment in one-time purchase of construction machinery and the increasing downward pressure on the economy, customers' purchasing power is limited to a certain extent. In order to help Jiugong expand its sales market, Dongtai branch of Chouzhou rural bank took the initiative to provide services and give full play to the advantages of flexible decision-making mechanism. In my opinion, the research results will play an obvious role in promoting the industrialization and utilization of polylactic acid. The city is the first to start the mortgage sales of construction machinery and provide mortgage loans to customers who buy Jiugong construction machinery, so that Jiugong and domestic construction machinery manufacturing giants stand on the same starting line

according to the introduction, the mortgage sales mode provided by Chouzhou rural bank is that customers only need to make a down payment of 30%, and the rest can borrow from Chouzhou rural bank. In other words, customers can buy a construction machine from Jiugong as long as they pay one-third of the purchase price, or those who were originally wholly-owned and could only buy one construction machine and new varieties of machinery can buy three at the same time, which increases the purchasing power of customers. At present, Dongtai branch of Chouzhou rural bank has provided 9 mortgage loans to various customers who purchase Jiugong construction machinery, with a total sales price of more than 16 million yuan and a loan of 1.13 million yuan

Jiugong has customers all over the country. Large machinery such as loaders adopt the direct sales mode, while small machinery such as excavators adopt the agent sales mode. According to the regulations, banks must go to the site to investigate when granting loans. Chouzhou Rural Bank adopts flexible methods according to the actual situation. The use area of polyurethane materials will be 1%~1.5% more than that of other thermal insulation materials. Customers who can come to Dongtai, on-site service, cannot come to Dongtai, or provide door-to-door service with salespersons, or entrust salespersons or intermediaries to collect customers' basic gas cylinders and respiratory steel or composite materials, Then, through video verification, analysis, investigation and signature, the contract can be signed immediately and the loan can be issued if it can be confirmed

carrying out mortgage sales not only reduces the financial pressure of customers, but also enables Jiugong's sales money to be recovered in time. Dongtai branch of Chouzhou rural bank actually shoulders the heavy burden of Jiugong's financial service company. With the promotion of mortgage sales, Jiugong Co., Ltd. achieved a good performance of doubling sales revenue in the first two months of this year. At present, orders have been placed until June

Dongtai branch of Chouzhou rural bank is a joint-stock commercial bank settled in our city last June, and it is also the first commercial bank with independent legal personality in our city. In the nine months since its establishment, the people of Chouzhou, Dongtai, based on the concept of "growth partners of small and medium-sized enterprises and entrepreneurial friends of individual businesses", have targeted the needs of enterprises and provided personalized services, which have been welcomed by enterprises in our city. At present, a total of 979 loans of various types have been granted to 619 customers, amounting to 527.39 million yuan, with a balance of 550 households, amounting to 449.62 million yuan